Mostar, 11 August 2009
The winners were drawn out and 3 major prizes were handed over within the prize competition "Shop, win, go", organized by the Hypo Bank and Visa International: Aida Hasanbašić won the travel to London
Hypo Alpe-Adria-Bank d.d. drawn out 33 lucky winners* within the prize competition "Shop, Win, Go", which was organized in cooperation with the Visa International with the aim of additional promotion for goods and services payment via payment cards: Hypo Visa revolving and Hypo Visa electron.
All users of the above-mentioned Hypo payment cards had the right during the prize competition from 1 June - 31 July 2009 to actively participate in the competition if they made two transactions to the minimum amount of KM 10, each, at any points of sale -POS terminals of any bank in the country and abroad so in this manner they got the right to participate in drawing out numerous prizes and three most valuable ones to the total amount of nearly KM 15.000.
The first prize, travel to London for two persons and pocket-money amounting to KM 2.000,00 being paid in to the donation card of Hypo Bank, was won by Aida Hasanbašić from Sarajevo.
The second prize, LCD TV to the value of KM 1.500,00, was won by Sanja Popović who is also from Sarajevo. The third prize, a digital camera to the value of KM 900,00, went to the hands of Džemila Alibegović from Travnik. In addition to the winners of three major prizes, 30 winners of prizes from promotional programme of the Hypo Bank were also drawn out.
The prize draw was performed as of 10 August 2009 in the headquarters of the Hypo Alpe-Adria-Bank d.d. in Mostar.
"With this prize competition we wanted to award out faithful clients who have been intensively using our cards as secure and the most functional form of payment, and on the other hand to stimulate at the same time also other clients to pay their already planned monthly costs with our cards instead of paying them with cash. The result of this prize competition is to increase the total turnover per our payment cards", it is pointed out by Ms. Zrinka Musa, the Head of the Retail Department at the Hypo Alpe-Adria-Bank d.d.
A daughter company Hypo Alpe-Adria-Bank a.d. Banjaluka organized the same prize competition for their clients in the area of the RS.
Mostar, Sarajevo, Vitez 9 July 2009
Hypo Alpe-Adria-Bank d.d., an agent and depositary in the first issuing of commercial bills in BiH
Hypo Alpe-Adria-Bank d.d. and Hypo Alpe-Adria-Vrijednosnice d.o.o. Sarajevo as the depositary and agent in the issuing of commercial bill conduct the procedure of the first issuing of commercial bills in BiH to the benefit of the company FIS d.o.o. Vitez.
Namely, the Commission for Securities of the FBiH approved in its Resolution of 3 July 2009 the first issuing of commercial bills to the company FIS d.o.o. Vitez to the value of KM 1 million which is going to be carried out via Sarajevo Stock-exchange.
The Investment Banking Department of the Hypo Group in BiH has already carried out the procedure of submitting the request to the Commission as well as of concluding the Contract with the Register of Securities in the FBiH, so the sending of formal request to the SASE shall also follow for organizing a public offer.
"Since such issuing is done for the first time in BiH, the above-mentioned is a step forward in the development of capital market and corporate governance in BiH, and it contributes to the quality increase of market material and liquidity", it is pointed out on this occasion by Petar Jurčić, the director of the Hypo Alpe-Adria-Bank d.d.
With the issuing of commercial bill, the FIS Vitez is ranked among the financially and corporate-highly aware companies that follow world and regional trends in the raising of capital.
With its professional support, the Hypo Group in BiH as an authorized project leader has confirmed its leading position in the investment banking as well as its orientation towards the development of capital market.
A cooperation and collaboration being at envious level are especially pointed out by the Hypo Group as well as the help being provided by the following institutions: Commission for Securities of the FBiH, Register of Securities in the FBiH and SASE since this kind of project is implemented for the first time in our country.
"The quantity of 10.000 commercial bills shall be offered via Stock-exchange at the price of KM 93, 47 with the maturity of 364 days. The issuing shall last from 24 - 31 August 2009, and the commercial bills mature after the expiry of 364 days from the day when the issuing is proclaimed to be successfully implemented. Upon the maturity, the nominal value of KM 100 shall be disbursed what represents the interest rate of 7% at the planned maturity term", it is explained by Adnan Hadžić, the head of the Investment Banking Department of the Hypo Group in BiH.
A great interest is expected from domestic institutional investors, funds and insurance companies, which shall complete but also increase the quality and diversity of their portfolio after the purchase of commercial bills.
The commercial bill is the short-term debt securities being issued by the corporation as an aspect of short-term project financing or business operations of the company.
Velika Kladuša, 6 July 2009
The new outlet of Hypo Alpe-Adria-Bank d.d. was opened
Hypo Alpe-Adria-Bank d.d. has continued with expanding its business network by opening its new outlet in Velika Kladuša that is within the Branch of Bihać.
Innovativeness, state-of-the-art technologies as well as know-how in the field of banking industry and investments are some of the advantages of Hypo Alpe-Adria-Bank d.d. which the citizens shall be able to be convinced of in the newly opened outlet.
"With opening of the new outlet in Una-Sana Canton, the Hypo Group Alpe Adria rounds up its presence in all parts of Bosnia and Herzegovina with a special focus being placed onto regional economic, demographic and cultural centres out of which the Bihać region is one of the highly propulsive regions. We can offer investments to the clients in the area of the city and entire canton into economy and human potentials through modern banking technologies, knowledge and products ranging from stimulating the state-of-the-art forms of savings up to the card business without which it is impossible to imagine a modern world.
Our business philosophy is a constant growth and development as well as keeping the acquired position as one of the safest financial partners in Alps-Adriatic region", it is pointed out by Petar Jurčić, the director of the Hypo Alpe-Adria-Bank d.d..
The citizens shall be able to get informed about all services and products of the Bank in the premises of the new outlet being equipped in a modern way with the assistance being provided by professional and skilled staff, and they shall be also able to choose the most favourable financial options for themselves.
Hypo Alpe-Adria-Bank runs its business in Bosnia and Herzegovina through more than 100 outlets, representing one of the most widely spread network of outlets in the banking sector of BiH.
Banja Luka, 5 July 2009
''Večernje novosti'' the winner of the 5th championship of BiH journalists in hunter's goulash cooking
Hypo Alpe- Adria-Bank BiH organized this weekend in Banjaluka at the location of the "Kastel" Fortress the 5th championship of the journalists in Bosnia and Herzegovina in cooking the hunter's goulash in a kettle which gathered more than 40 media editorial boards from entire BiH. The competitors competed for going to the 7th European championship which is going to be held at Plitvice Lakes as well as for valuable prizes. The expert jury members were Julijana Mikulić Jurković, Milorad Zorić, Nenad Šestan (Croatia, Opatija) and Dušan Vlašič (Slovenia).
The team of editorial board of ''Večernje novosti'' from Banjaluka with its members Aleksandar Golić and Mirna Pijetlović is the winner at this year's competition. "We are happy that we have won the first place for the second year in a row. This is really excellent event that gathers great number of editorial boards from entire country and I sincerely hope that the Hypo Bank as the organizer shall continue with this tradition", it is said by Pijetlović.
The second-placed team is ''Oslobođenje'' from Sarajevo and the third place was won by the journalists of TV Simić Banja Luka. In addition to the afore-mentioned media, Bosnia and Herzegovina shall be represented at the forthcoming European championship also by the editorial boards of BHT1 and ''Nezavisne novine'', which got a special invitation from the competition organizer, as well as by the team of RTRS and ''Večernji list'', which assured their place at this year's European championship thanks to their good placement at the last year's European competition.
The organizer and the host of championship - Hypo Alpe-Adria-Bank BiH managed to gather more than 40 media editorial boards from entire BiH at the three-day associating in Banjaluka. "This response from BiH editorial boards confirms the fact that we have built a partnership relationship with media companies which is based in the first place on professional and transparent cooperation and on mutual respect. It is my great pleasure that our associating, which started 5 years ago, have become nowadays the tradition precisely thanks to the support provided by the BiH editorial boards which are particularly responsible for our motivation and enthusiasm during the organization of this event. The goal of this competition is of course in addition to the joint associating also the promotion of BiH tourist potential and we are extremely proud that we have been able to host our fellow journalists also in Banjaluka after Bjelašnica, Karaotok and Neum, Jahorina and Mostar", it is pointed out by Julijana Mikulić Jurković, coordinator and head of Marketing/PR Business at the Hypo Alpe-Adria-Bank.
The BiH journalists had the chance to enjoy the beauties of Vrbas River on Sunday, and the Diving Club "Buk" organized rafting for them as well as the ''dajak'' ride, a symbol of Banjaluka; ''dajak'' = a gondola specific for Banjaluka.
A significant contribution for the organization of the 5th championship of BiH journalists in cooking the hunter's goulash in a kettle was provided by the Authority of Banja Luka City and Culture Centre "Banski dvor" enabling the organization of the competition at the location of the "Kastel" Fortress. The sponsors of the championship were "Tržnica" (Market-place) from Banjaluka and "Nektar" company as well as the sheet-metal shop "Sebastijan"; whereas the culinary specialties were provided for the journalists by the restaurants "Kazamat" and "Mala stanica" as well as by the restaurant of the ''Bosna'' Hotel.
The first-placed teams also won valuable prizes encompassing among other things also vacations in Neum, wellness weekend in "Termag" at Jahorina as well as dinners in a restaurant and city in BiH upon their own choice.
Neum, 2 July 2009
Hypo Bank - the sponsor of the 4th International Animated Film Festival - ''NAFF 2009''
The award for the best film at this year's fourth working festival of animated film - NAFF was won by Japan. The audience award was won by the film Joystick, and the award was handed over to the author of the film - Kevin Richards by Lazar Prkačin, the director of the Outlet of Hypo Alpe-Adria-Bank d.d. in Neum, which participated in the organization of this festival as one of the major sponsors.
54 films were shown within the competition programme and 20 films within the ''Panorama'' programme - so it is a total number of 74 animated achievements. The award presentation ceremony was held in the Zenit Hotel as of 2 July 2009. However, within the competition part of the Festival the awards are given in seven categories: Grand Prix; the best 2D animated film; the best 3D animated film; award for special technique: collage, paper, sand; the best music, the best video-clip, the audience award and life achievement award.
Just like foreign authors, neither did guests hide their enthusiasm with the Festival because of its relaxed atmosphere, exchange of experience and quality of films which were shown during the NAFF.
Hypo Bank is the sponsor of large number of artistic projects in BiH, so it is sponsor of this Festival as well which is held for the fourth time in a row in Neum. Supporting this Festival, at which we have a chance to welcome many world-known people from the world of animated film, authors, we believe that in this manner we significantly contribute to the promotion of our tourist city, our country and community in which we operate. - it is stated by Lazar Prkačin, the head of the Neum Outlet of the Hypo Alpe-Adria-Bank d.d. on the occasion of handing over the award.
More than 400 films arrived at this year's NAFF mostly from the USA, France, England and Germany, and it should be also pointed out that the films are of extremely high quality.
Sarajevo, 1 July 2009
Hypo Alpe-Adria-Bank d.d. - the sponsor of the 14th "Baščaršijske noći" Festival
Hypo Alpe-Adria-Bank d.d. Mostar is the sponsor this year as well of the summer cultural festival "Baščaršijske noći", which is going to be held from 1 to 31 July at the outdoor stages throughout Sarajevo.
The greatest cultural event in BiH - "Baščaršijske noći" celebrates this year its 14th anniversary during which period it has turned into one of the most important cultural events in Bosnia and Herzegovina. During warm nights in July, Sarajevo becomes true centre of music culture, where the notes of the past become interwoven together at one place with the rhythm from the present and everybody can choose something for themselves and enjoy the beauties of ''Baščaršijske noći''.
''Hypo Bank supports throughout all 11 countries, in which it operates, extraordinary cultural projects, and "Baščaršijske noći" stands out with its programme quality as one of the important cultural ceremonies in the region. Hypo Bank especially supports this event as the promoter of BiH culture throughout the world via artistic expressing beyond the borders", it is pointed out by Petar Jurčić, the director of the Hypo Alpe-Adria-Bank d.d..
The "Baščaršijske noći" Festival contributed also the strengthening of tourism in Sarajevo and its recognisability outside Bosnia and Herzegovina, and thanks to the high quality of the programme, attractive outdoor locations and admission free - more than 150 000 visitors are expected this year to come.
"Baščaršijske noći" starts as of 1 July at the central stage - ''Vijećnica'' (City Hall) with the traditional programme known as "Bečki koncert i najljepše melodije svijeta" (Vienna concert and the world's most beautiful melodies), i. e. with the concert of Sarajevo Philharmonic together with the participation of a conductor and artists from Vienna. The opening ceremony shall be traditionally preceded by the opening of exhibition at the ''Kuršumli Moslem Religious Secondary School known as "Jedan pogled na bh slikarstvo" (One view of the BiH painting). The Festival shall be officially opened by Mustafa Mujezinović, the Prime Minister of the FBiH Government.
In addition to domestic ensembles and artists, the cultural-historic city-centre of Sarajevo shall be crowded this year as well during the Festival by foreign artists in the field of opera, ballet, theatrical performances, rock concerts, oriental-style love songs and folklore. Out of the rich Festival programme, the following events need to be pointed out: concerts of Edin Karamazov - a world known artist and virtuoso at lute, Vlatko Stefanovski trio - a famous virtuoso at guitar, pianist Federico Paolinelli, then folklore festival and festival of singer groups with more than 250 participants, the Sixth Festival of Oriental-style Love Song in BiH, monodrama "Kobajagi donijela me roda", in which a great actor Zijah Sokolović plays. Within the Festival, the programme for the youngest ones shall be also organized known as "Dječje ljeto 2009" (Children Summer 2009), where the youngest ones shall be able to participate in the entertainment-educational workshops.
Čapljina, 28. 03. 2009
This is the seventh year already that Hypo Alpe-Adria-Bank d.d. sponsors the competition of young mathematicians from FBiH secondary schools
The "Ruđer Bošković" association organized 16th Math Competition of Secondary School Pupils. The competition was hosted by the Secondary School of Čapljina and opened at 10:00 by the prime-minister of F BiH Borjana Krišto. 230 students, 60 teachers and numerous guests - secondary schools directors, professors from the University of Mostar and representatives of the Cantonal Ministry of Education gathered at the opening-ceremony.
Hypo Alpe-Adria-Bank was this year the sponsor of the competition for the seventh time in sequence.
The awards for the best young mathematicians went to: Kristina Krželj, 1st grade from the Secondary School from Livno, Valerija Šimić, 2nd grade from the Secondary School "Fra. Grga Martić" from Mostar, Jakov Konta, 3rd from the Secondary School from Livno and Ivan Vukojević, 4th grade from the Secondary School from Ljubuški. The savings-books of Hypo Alpe-Adria-Bank and other gifts were handed out to the winners by the Head of the Mostar Branch of Hypo Alpe-Adria-Bank d.d. Vjekoslav Filipović.
"It is neccessary to offer young people with an opportunity to develop all their potentials, because education and acquisition of advanced skills and knowledge is certainly a basis for a successful professional and private life. We feel a deep urge to help and encourage young people to educate themselves in order to develop into excellent employees in close future and integrate successfully into the community and contribute to its development." - as of Filipović.
Hypo Alpe-Adria-Bank participates actively through various sponsorships and donations in development of education and of a healthy environment for development of children and young people.
The winners of this competition are going to take part in the state competition of young mathematicians.
Lukavac, Mostar, Srebrenik, 09. 03. 2009
Awards handed out to winners of the prize competition of Hypo Alpe-Adria-Bank d.d. "Win by using your card"
Three main prizes in the prize competition "Win by using your card" organized by Hypo Alpe-Adria-Bank d.d. for the holders of Hypo payment cards have been handed out today. The final drawing of prizes was held as of 2 March 2009 in the Bank's headquarters in Mostar.
The main prize, an LCD TV, worth KM 2000,00, was won by Sead Gosić from Lukavac. The prize was presented by Tomislav Tomić, the Head of the Hypo Alpe-Adria-Bank d.d. Outlet of Lukavac. The second prize, a home cinema, worth KM 1300, was presented by Goran Smoljan, the Head of the Hypo Alpe-Adria-Bank d.d. Outlet of Mostar to the winner, Mile Vrebac. The third prize, a mobile phone, worth KM 1.200, was presented to the winner, Elvedin Bajrić from Srebrenik by the personal banker from the Srebrenik Outlet, Damir Smajlović.
All holders of Visa Electron, MasterCard, Maestro and Visa Revolving cards issued by Hypo Alpe-Adria-Bank d.d. participated in the prize competition from 1 August 2008 to 31 January 2009. For each convertible mark spent at the POS-terminals in the country and abroad, a point was awarded. The holders of Hypo payment cards, who collected in that manner at least 500 points, were automatically included into the prize competition, having been given a possibility to win Hypo gifts, promotional material, the value of which depended on the number of collected points.
"The card usage at POS-terminals increased by 27,8%, compared to the first 7 months of the year 2008. The prize competition was motivating, very well organized, with a valuable fund of prizes. We are very satisfied with the results. Our goal was to show the benefit of using Hypo payment cards, as well as the benefit of this safe, reliable and practical mode of payment.", as of Goran Smoljan, Head of the Mostar Outlet.
Sanski Most, Tuzla, 13 February 2009
Hypo Alpe-Adria-Bank d.d. and Western Union donated KM 8.326
Hypo Alpe-Adria-Bank d.d. and Western Union handed over two donations today to the amount of KM 8.326 for the Health Centres in Sanski Most and Tuzla. Medical equipment was donated to the Health Centre in Tuzla to the amount of KM 6.228 as well as the equipment to the amount of KM 2.098 to the Health Centre in Sanski Most.
The Head of the Retail Sub-department at the Branch of Hypo Alpe-Adria-Bank d.d. in Tuzla, Mrs. Edina Imamović, and Mrs. Jasna Dubrović, a region staff member of the Western Union, handed over the donation to the director of the Health Centre - Mr. Kasim Brigić, M. D., and to the head medical nurse - Mrs. Fehrija Salković.
Mrs. Imamović and Mrs. Dubrović said that we had to be aware of the social responsibility towards the environment in which we were operating and they expressed their satisfaction over the expansion of the cooperation between the Hypo Alpe-Adria-Bank d.d. and Western Union in BiH from business segment onto the segment of socially responsible activities, too.
Mrs. Admira Krupić - the Head of the Retail Sub-department at the Branch of Hypo Alpe-Adria-Bank d.d. in Sanski Most and Mr. Denis Hasanbegović - a region staff member of the Western Union handed over the donation to the director of the Health Centre - Mr. Hajrudin Bošković, M.D.
Mrs. Krupić pointed out that at that moment we had to show our readiness more than ever for joining our efforts and for doing everything we could in order to support the health institutions in their work. The director - Mr. Bošković thanked the Hypo Alpe-Adria-Bank and Western Union for their engagement and support.
Sarajevo, December 18th 2008
CONTINUATION OF SUCCESSFUL COOPERATION EUR 150 MILLION PURPOSED FOR SMALL AND MEDIUM ENTREPRENEURSHIP IN BiH
The representatives of the Hypo Alpe Adria Group in BiH and the representatives of the European Investment Bank (EIB) reported today that they were continuing with successful cooperation which had been started in 2007 with the loan granting to the Hypo Group in BiH to the amount of 75 million purposed for loan financing of the projects of small and medium entrepreneurship as well as of the infrastructure projects at the municipalities level.
Following the success, which was shown by this cooperation in the projects realization in the course of 2008, the EIB representatives announced that they were for the continuation of the cooperation with the Hypo Group Alpe Adria in BiH by granting the new loan to the amount of 150 million for the purpose of financing the small and medium entrepreneurship (SME), as well as the small and medium infrastructure projects in the field of environmental protection, energy saving, infrastructure, industry, services and tourism in BiH.
The representatives of the Hypo Group in BiH: Director of the Hypo Alpe-Adria-Bank d.d. Mostar Mr. Petar Jurčić; Management Board member Mr. Thomas Karl Tomsich; Director of the Hypo Alpe-Adria-Bank a.d. Banja Luka - Mr. Srećko Bogunović; Executive Director Mr. Gerhard Lehner; as well as the Management Board members of the Hypo Alpe-Adria-Leasing d.o.o. BiH Mr. Dragan Bakarad and Mr. Slaven Grizelj are the signatories of the contract concluded with the EIB.
Speaking at the press-conference, which was held in Sarajevo on the occasion of the cooperation being continued, Mr. Petar Juričić, the Management Board President of the Hypo Alpe-Adria-Bank d.d. Mostar, said that in the light of global economic crisis the continuation of the cooperation between the Hypo Alpe Adria Group and EIB gave the new dimension for and ensured further development of small and medium entrepreneurship in BiH.
Mr. Thomas Tomsich, Executive Director of the Hypo Alpe-Adria-Bank d.d. Mostar and the project bearer concerning the cooperation with EIB, pointed out his satisfaction with the fact that the possibility for loan lines' placements towards the small and medium entrepreneurship was strengthening the importance of the role which the Hypo Alpe Adria Group had within the development of the BiH economy. He also said: Micro-, small and medium entrepreneurship under private ownership are the healthiest and the most progressive segment of the BiH economy, and I hope that this aspect of loan support shall help them even more with their further development and progressing."
Mostar, October 31th, 2008
On the occasion of the International Savings Day, Hypo Alpe-Adria-Bank BiH handed over the donations to the amount of over KM 100.000,00
In order to draw additional attention of the public to the importance of savings, the Hypo Bank celebrates every year the International Savings Day in a special manner.
This year, the Hypo Alpe Adria Bank BiH (Hypo Alpe-Adria-Bank d.d. Mostar and Hypo Alpe-Adria-Bank a.d. Banjaluka) decided to donate the amount of over KM 100 000,00 in cash and gifts through visits done by their representatives to the public institutions that take care of educational growth of children and their social welfare and health care, to the associations that take care of the old and the frail, as well as to the maternity hospitals at 57 cities throughout Bosnia and Herzegovina and at District Brčko.
Just like in the past 7 years, the representatives of Hypo Alpe-Adria-Bank shall visit the maternity hospitals in the area of BiH and on the occasion of those visits they shall donate the savings books with the deposited amount of KM 100,00 for each newborn child who is born on this date.
"In this way, we in the Hypo Alpe-Adria-Bank want to show and point out to the importance of savings as well as to confirm our status of the bank which thinks about the future and new generations as well as about the old and frail and sick persons, by means of which we continue to implement the guidelines of socially responsible business operations and guidelines of taking care of the environment in which we live and operate" - it was said by Mr. Petar Jurčić, the President of the Management Board of Hypo Alpe-Adria-Bank d.d. and the President of the Country Coordination Board of HB BiH, and he continued: "Despite the unfavourable conditions at the global financial market, our results as well as our contacts with clients show that citizens have the well-formed awareness on the savings role and that they are excellently informed about services and products which are available to them. The Hypo Bank is the leading bank according to the citizens' deposits, and it points out that the citizens of Bosnia and Herzegovina really do trust the Hypo Group in our country".
However, the International Savings Day has been celebrated since 1924, when the first international congress of world savings institutions was held in Milan and they met there wishing to find the way out of the crisis caused by the First World War.
Sarajevo, 5 September 2008
A main award of KM 100.000 was drawn out in Sarajevo within the prize competition "50 bodova za 50 godina"("50 points for 50 years")
Drawing out the final awards of the prize competition "50 bodova za 50 godina" of Ledo Čitluk, Hypo Alpe-Adria-Bank d.d. and Hypo Alpe-Adria-Bank a.d., was held today in Sarajevo at the plateau in front of the Catholic cathedral.
In addition to the entertaining programme, the selector of the BiH national football team Miroslav Ćiro Blaević drawn out the envelope with the name of the winner. Money prize amounting to KM 100.000,00 at the Visa Electron card with the Hypo Alpe-Adria-Bank was won by Ms. Ljubinka Dubočanin from Slatina.
The prize competition of Ledo, Hypo Alpe-Adria-Bank d.d. and Hypo Alpe-Adria-Bank a.d. "50 bodova za 50 godina" started as of 14 April 2008, and it lasted until 1 September 2008. The total fund of prizes amounted to KM 200.000. During the competition, the prize amounting to KM 50.000 at the Visa Electron card with Hypo Alpe-Adria-Bank was also assigned to Ms. Helena Gajić from Modriča.
Health Institution Special Hospital "Centre for Heart BH Tuzla", realized by the loan of Hypo Alpe-Adria-Bank, was opened today to the joy of all BiH citizens and beyond. A modern centre, in which a significant number of operations has been performed until today and high number of invasive diagnostic examinations, was officially presented today to the public.
The Hypo Alpe-Adria-Group has significantly supported the opening of such modern centre with its loans, by means of which Tuzla registered itself as one of the most modern medical centres for heart at the European health map.
"Hypo Alpe-Adria-Bank did not comprehend this project financing as commercial business but they wanted to help and they helped in raising the quality level of medical services in Bosnia and Herzegovina. The employees of the Bank approached this project very emotionally and put their efforts and time as well as special engagement within the Hypo Group in order to contribute to the partnership with the "Centre for Heart BH Tuzla". We hope that this gesture from our side shall also stimulate other cities which would, inspired by Tuzla, support the construction of medical specialist centres, which would contribute to the raising of total life- and health quality in the country. Hypo Group and our employees throughout Bosnia and Herzegovina are and will be at the disposal in order to stimulate the projects related to specific medicine from Mostar, Sarajevo, Banja Luka...", pointed out by Petar Jurčić, director of Hypo Alpe-Adria-Bank d.d.
The Health Institution of Special Hospital "Centre for Heart BH Tuzla" was ceremonially opened by Mr. Emir Kabil, doctor of medical science.
At the area of about 10.000 square meters, there is a hospital-, hotel- and rehabilitation complex, and besides operating rooms with the intensive care unit with capacity of 12 beds, the hospital shall also dispose of 20 five-star rooms and 36 beds as well as 2 president suites. It shall employ around 140 employees, thereof 30 doctors - specialists for cardiovascular and related diseases. The hospital shall have heliport as well as its own cars for driving in and driving away the patients.
It is believed that in the course of the year there will be about 800 heart surgeries conducted in the Clinical Hospital for Heart, 3.500 different diagnostic procedures as well as about 1.000 surgeries at blood vessels of neck, legs and other organs.
Sarajevo, 8 July 2008
The Crystal Prism Awards were handed over - Hypo Bank the most successful bank in BiH
Holiday Inn- The Crystal Prism Award was handed over to the Hypo Alpe-Adria-Bank d.d. for the most successful bank in 2007 within the project of annual ranking of the most successful banks, micro-credit organizations (MCO), insurance companies as well as managers from these three segments of financial business. Publishing and consulting company "Revicon" and regional business magazine "Prizma'' have been already for 7 years in a row ranking the banks based on their business results realized within the past year. Crystal Prism is one of the very many awards and acknowledgements which were received by the Hypo Alpe-Adria-Bank d.d. for its work within the past year.
At the ceremony, held in the conference hall at the Holiday Inn Hotel in Sarajevo, the award was taken over by the Management Board President of the Hypo Alpe-Adria-Bank d.d. - Mr. Petar Jurčić, who had received the acknowledgement last year for the most successful banking manager in BiH. Mr. Kemal Kozarić, the governor of CBBiH, handed over the Crystal Prism Award to Mr. Jurčić.
"These types of professional awards are extremely motivating because first of all it is about the acknowledgement for the executed work which is not only related to the industry in which it is worked but it proves that wider community follows up and appreciates the successful companies. The award is primarily one more impetus for financial institutions to stick to their visions and work for the benefit of the society as a whole in which the company runs its business and to which the company belongs as its integral part", it was pointed out by Mr. Jurčić on the occasion of taking over the Crystal Prism Award.
In the category of insurance companies, the award was assigned to the ''Sarajevo osiguranje'' d.d.
Recognizing the importance of MCO at the financial, or to be more precise at the credit market in BiH, from this year on the award for the most successful micro-credit organization is also assigned, and in 2007 it is the ''Mikrofin'' which received this award.
Prior to the very acknowledgement being awarded, a round-table conference was organized with the topic "Banks, insurance companies and MCO at financial market of BiH - situation and prospects".
Paris, Sarajevo, Mostar, Banja Luka: 18 June 2008
Project of the Hypo Group in BiH and Council of Europe Development Bank (CEB)
€ 100 million for the improvement of business activities of small and medium enterprises
Today the vice-governor of the Council of Europe Development Bank (CEB) - Mr. Imre Tarafas and representatives of the Hypo Group in BiH: director of the Hypo Alpe-Adria-Bank d.d. Mostar - Mr. Petar Jurčić, Management Board member - Thomas Karl Tomsich, director of the Hypo Alpe-Adria-Bank a.d. Banja Luka - Mr. Srećko Bogunović; as well as the Management Board members of the Hypo Alpe-Adria-Leasing d.o.o.BiH - Mr. Dragan Bakarad and Mr. Slaven Grizelj, signed in Paris at the CEB headquarters the contract on credit line for placements into development of micro-, small and medium enterprises in Bosnia and Herzegovina. The ceremony of signing the Contract was attended by the finance and treasury minister of Bosnia and Herzegovina - Mr. Dragan Vrankić, who also signed today the contract for rehabilitation of health care sector in BiH with the CEB, as well as by the finance minister of the RS - Mr. Aleksandar Dombić.
The contract between the Hypo Group in BiH and CEB assumes that the Council of Europe Development Bank is to assure the credit line of € 50 million for credit financing of micro-, small and medium enterprises through the Hypo Group in BiH making 50% of funds for this purpose, whereas the members of the Hypo Group in BiH, pursuant to the contract, are going to assure additional € 50 million or the remaining 50% of funds for financing the enterprises within this project.
In short, CEB and Hypo Group in BiH assured € 100 million for improving the business activities of private micro-, small and medium enterprises in Bosnia and Herzegovina.
Mr. Thomas Tomsich, executive director of the Hypo Alpe-Adria-Bank d.d. Mostar and project subject for the cooperation with CEB on behalf of the Hypo Group in BiH says: "Micro-, small and medium enterprises under private ownership are the healthiest and most progressive segment of BiH economy and I hope that this aspect of credit support will help them even more with their further development and progress."
Private micro-, small and medium enterprises can compete for the loan funds from this project which have 250 employees; and the funds are purposed for capital investments into, for example, production and administration buildings, for purchase of machines and introduction of new technologies.
Director of the Hypo Bank in the Federation, Mr. Petar Jurčić, explains: "Annual turnover of companies which are the competitors for the loans per this project must amount up to € 50 million per year, whereas their assets can range up to € 43 million. The owner of the company; if it is not micro-, small or medium enterprise; cannot have more than 25% ownership over the entity which is the loan applicant. The loan funds will be placed in instalments, and the project will be used by the end of 2009. Interest rates will depend on the EURIBOR movements and they will be formed depending on the projects' quality offered for being financed but they will be definitely below currently valid interest rates at the BiH financial market".
The funds from this credit line of the Council of Europe Development Bank are allocated to three members of the Hypo Group in BiH in the following way: € 20 million for projects which will be financed through the Hypo Alpe-Adria-Bank d.d. Mostar and Hypo Alpe-Adria-Bank a.d. Banja Luka for each of them, and € 10 million for projects which will be financed through the Hypo Alpe-Adria-Leasing d.o.o. Sarajevo.
Mr. Dragan Vrankić, finance and treasury minister of Bosnia and Herzegovina, pointed out that the Council of Europe Development Bank had a significant role in the countries of the region, and especially in the countries that are under transition, i. e. in process of adjustment until the final admission into the European Union.
One of such countries is also Bosnia and Herzegovina, and it is so especially after signing the Stabilization and Association Agreement (SAA).
With its programme and activities, the CEB has been supporting and it still supports BiH in the following fields: social welfare sector, infrastructure renewal, creating and keeping the jobs, environmental protection, health care...
"Membership of BiH within the Council of Europe Development Bank gives the possibility for implementing the financing activities of the projects and operations, which are not related to the credit indebtedness of the state, and they will improve the competitiveness of national economy and entire macro-economic picture of BiH, as it is the case with signing the today's contract between CEB and Hypo Group BiH, which will be further on reflected in its activities of credit financing for the development of small and medium enterprises", it was stated by the finance minister - Mr. Vrankić.
21 March .2008
Hypo Alpe-Adria-Bank d.d. - sponsor of the national rafting cup - "BOSNA R6" Zenica 2008
Hypo Alpe-Adria-Bank d.d. is the general sponsor of the national rafting cup - "BOSNA R6" Zenica 2008 at the Bosna River, celebrating the first day of spring.
At the very attractive race, whose regatta-track goes through the very city centre of Zenica, men and women teams are competing in the sprint event. The organizer of the entire cup is Eco-Raft-Club "ara" Zenica.
"Hypo Bank Mostar has chosen this extraordinary interesting and unique project in order to support the development of BiH sport as well as the development of sport spirit and culture among citizens. ''Čimburijada'', a traditional celebration of the first day of spring which is characteristic of the Zenica region, is a nice method for welcoming the spring and preparing for the new business- and life-successes", it was stated by Mr. Petar Jurčić, the director of Hypo Alpe-Adria-Bank d.d.
Hypo Bank Mostar is traditionally a friend of BiH sport, and by this sponsorship they have shown that it is not only that they support the top-sport but they are also a friend of small but extremely attractive sports as well.
Within the "čimburijada", a traditional breakfast will be also prepared out of doors - the so-called "čimbur", and the bravest ones can open the season of swimming in the Bosna River.
Sarajevo, 06 March 2008
Hypo Alpe-Adria-Bank expands its outlet network
HYPO BANK AT ILIDA AS WELL
Hypo Alpe-Adria-Bank d.d. opened its new outlet in Sarajevo, making one more step towards the expansion of Bank's business network in Bosnia and Herzegovina. The new outlet of Hypo Bank - "Ilida" was opened at the Rustem Paina Street, no number, and it offers the retail services; savings, loan and transaction products to the clients as well as the card business services.
The citizens will be able to be informed about all services and products of the Bank within the premises of the new outlet, equipped in a modern way; they will be able to select the most favourable financial options for themselves as well as to get high level of service. The most modern banking technologies will be available to the clients as well as the loan spectrum adapted to the citizens and legal entities, and the most modern forms of savings products and card business products.
"Wishing to be as close as possible to our clients, we have decided to open one more outlet in Sarajevo, what represents a further step to economic strengthening of the entire Hypo Group, within which the BiH Hypo Bank has the most expanded outlet network", it was stated by the Head of Sarajevo Branch, Mr. Abas Roić, at the ceremonious opening.
Klagenfurt, 5 December 2007
Hypo Group Alpe Adria: Owners decide on capital increase
Equity capital to be increased by EUR 600 million.
At the General Shareholders' Meeting held on 5 December 2007, the owners of Hypo Alpe-Adria-Bank International AG decided on a capital increase to the tune of EUR 600 million. The Group's equity capital will thus rise from currently EUR 1.375 billion to EUR 1.975 billion, which represents a 44% increase. As a result, the core capital ratio will increase to 6.8%. The companies participating in the capital increase are BayernLB (EUR 441.3 million) and the Grawe Group (EUR 158.7 million). The remaining shareholders of Hypo Group Alpe Adria will refrain from exercising their subscription rights.
"The goal of the capital increase is on the one hand to once more improve the Bank's capital structure, which in turn enhances its stable and sustainable position, and on the other hand to significantly broaden the basis for future operational investments by bringing in additional capital. This allows the Bank to create favourable conditions for future growth and expansion, ensures attainment of the internationally required levels of capital adequacy and strengthens its competitive position", says Dr. Tilo Berlin, Chairman of the Hypo Group Alpe Adria Executive Board.
Following the completion of the capital increase, BayernLB holds 54.66% of the Bank's shares, the Grawe Group 26.45%, Kärntner Landesholding 16.04%, Hypo Alpe-Adria Mitarbeiter Privatstiftung 2.67% and Berlin & Co. 0.17%.
Mostar - 9 October 2007
Public bid of investment coupons for establishing the Mutual Fund Hypo BH Equity was successfully finished
A public bid of investment coupons for establishing the Mutual Fund Hypo BH Equity, managed by the Company for Funds' Management - Hypo Alpe-Adria-Invest d.o.o. Mostar, has been successfully finished.
The bid lasted within the time-period from 27 August until 25 September 2007, and it was finished by the registration and payment of 377.849,0755 Fund's portions.
The Securities Commission of the Federation of Bosnia and Herzegovina made at its 159th session, held as of 4 October 2007, the Resolution on defining the successfulness of public bid of investment coupons for establishing the Mutual Fund Hypo BH Equity.
For the registered number of Fund's portions to the special-purpose account of the Fund, the total amount of KM 3.849.081,78 has been paid in by 297 investors with total number of 310 payments. All payments have been executed in money.
The Resolution also stated that the payments had been executed ranging from 0,0051% to 4,9782% of totally paid funds for the redemption of portions within the time-period of public bid of investment coupons.
Within the next days, the investment coupons are expected to be registered at the F BiH Securities Register, whereupon the persons, who paid in, will get them on their addresses.
After by the law prescribed registration of portion-holders of the Fund, the Company for Funds' Management - Hypo Alpe-Adria-Invest d.o.o. Mostar - is going to start with the foreseen realization of the adopted investment policy at financial market.
In the meantime, the interested investors can still continue with purchasing the portions of the Mutual Fund - Hypo BH Equity at price of KM 10,00; and after the registration of the persons, who paid in until now, at daily valid price which is going to be regularly published.
It can be invested into the Fund by those local and foreign natural and legal persons who have no experience with direct investments at capital market, who have no sufficient and required information on securities, or who have no time for constant following up of the capital and financial markets.
The point of the investment policy of the Fund is to invest the collected funds as qualitatively as possible, as in the closed fund so in the open fund as well, along with certain specific qualities of the very investment of open funds, and expected yields are directly proportional to the length of the investment term.
Investing into the Fund is purposed for all those who want to invest the funds to the longer time-period, to have higher yields to the invested funds as compared to the traditional modes of savings at banks, and on that occasion to have the possibility for disposing of their funds at each moment.
Purchasing the Fund's portions is carried out by filling out the request form for purchasing the portions within the mutual fund - Hypo BH Equity in the premises of the Company or at the authorized points if sale together with the prescribed personal identification of each investor.
Signing and submitting the request form for purchasing the Fund's portions, the investor acquires the right to purchase the Fund's portions, and after the funds are paid in to the account of the Fund Depositor, he/she becomes the actual holder of the Fund's coupons.
Hypo BH Equity mutual-open investment fund is a part of the group - Hypo Group Alpe Adria and it has been founded and managed by the Company for Managing the Investment Funds - Hypo Alpe-Adria-Invest d. o. o. Mostar.
Analysing the positive movements at the capital market as well as the interest expressed bylocal and foreign investors, and using the positive experience of Hypo Group regarding the investments in this region, the Company has decided to offer the investing option to the interested investors at the capital market by purchasing the investment coupons of open (mutual) investment fund.
Hypo BH Equity has been founded for the purpose of collecting the cash assets by public bid from local and foreign investors with the goal to invest the funds, collected in such way, into the securities that are officially quoted for the sale at the stock-exchanges or at other organized markets of Bosnia and Herzegovina.
Mostar, 21 September 2007
Main prizes of the prize game organized by VISA Electron and Hypo Alpe-Adria-Bank - KM 100.000 and a mercedes presented in Mostar
The main prizes of the prize game "It is so easy to win everything" organized by Hypo Alpe-Adria-Bank d.d., Hypo Alpe-Adria-Leasing d.o.o. and Ledo Čitluk were presented today in Mostar in front of the Cultural Centre "Herceg Stjepan Kosača".
The marketing director of Ledo, Divna Kordić, presented Marko Bevanda with the main prize - a VISA Electron card of Hypo Alpe-Adria-Bank with a deposit of KM 100.000. The sales director of Ledo, Demal Bokailo, presented Vahida aić from Jablanica with a mercedes.
The winners of the main prizes of the game "It is so easy to win everything" organized by Ledo Čitluk, Hypo Alpe-Adria-Bank d.d. and Hypo Alpe-Adria-Leasing d.o.o. were drawn on last Saturday in Sarajevo.
The award game "Match and win" was opened at 1 May and lasted until 15 September 2007. The total prizes budget amounted up to KM 200.000.
A Hypo Alpe-Adria-Bank Visa Electron card with KM 25.000 was during the award game given to the 11-year old Lara Golubica from Novi Travnik, whereas a Hypo Alpe-Adria-Bank Visa Electron card with KM 10.000 was won by Ljubinko Krpić from Banja Luka.
In addition to the aforementioned prizes, the below-listed participants won the prizes of KM 100:
Nenad Vulin, Banjaluka
Jakovljević Dalibor, Banjaluka
Topić Sanja, Prijedor
Slijepčević Slavia, Istočno Sarajevo
Dimitrić Angela, Bijeljina
Ribić Azra,Tuzla
Meliha Kobiljak,Sarajevo
Grahovac Milo, Nevesinje
Mersija Mujić, Sarajevo
Mehmedović Sekira, Ilija
trbac Vesna, Zenica
Ivana Čerkez, iroki Brijeg
Mirjana Odak Mostar
Mehmed Softić Gradačac
Ramić Ena Bihać
Blagojević Slavia Prnjavor
Petrović Mitar Oraje
Muslić Edina Zepče
Soković Nemanja Pale
Haličević Alija Zavidovići
Raifa Opardija D.Vakuf
Zukić Esad Zenica
Stomornjak Devad Sarajevo
Mustafa Baker D.Vakuf
Kosmač Merima ivinice
Ernad Ibrahimović Sarajevo
Kosmač Merima ivinice
Antonić ivko Dubica
Čauević Jasmin ivinice
Mio Pusić Mostar
Drago Zoranović Obudovac-amac
Suić Dragan Milići-Zvornik
Hakija akić Turbe-Travnik
Nalić Zehra from Maglaj and Selma ehović from Sarajevo won the prizes in the amount of KM 1000, whereas the prizes of KM 500 were won by Nedim Kabulović from Pazarić and Adnan Hadić from Sarajevo.
Klagenfurt, 31 August 2007
Hypo Group Alpe Adria: Successful first half of 2007
Operating result of EUR 97 million for first half year - balance sheet total in-creased to around EUR 38 billion. Dr. Tilo Berlin: "We have to secure the level we have attained and prepare for the next growth phase."
Hypo Group Alpe Adria can look back on a successful first half of 2007, with banking and leasing activities in all 12 countries and with a staff of over 6,500. The financial group has succeeded in further increasing the principal key figures, with the operating result up on last year and within budget. During this half year, with the agreement of the majority shareholder Bayerische Landesbank, the course has been decisively set for a promising future for the Bank and its position in the competition.
"Following the period of strong growth in the past, Hypo Group Alpe Adria is now entering the next phase in which we have to secure what we have achieved and prepare for the next growth phase. The annual result for 2007 will nevertheless be characterised by structural adjustments and an amended risk policy. Together with our new partner, Bayern LB, we look forward to the future with confidence," says Dr. Tilo Berlin, Chairman of the Executive Board of Hypo Group Alpe Adria.
Presentation of the principal financial figures
Note for editorial staff:
Per 30.6.2007, the figures are for the first time based on International Financial Reporting Standards (IFRS); thus a direct comparison with the previous consolidated figures based on UGB/BWG is not possible.
Per 30 June 2007 the international finance group achieved a balance sheet total of around EUR 38 billion. The growth was largely due to the volume of customer business and to refi-nancing measures in connection with the expiry of the Federal state guarantees. A total vol-ume of around EUR 5 billion has been placed on the capital market.
In the first six months of 2007 Hypo Group Alpe Adria achieved an operating result (after provision for risks) of EUR 97 million, determined largely by the positive development of the net interest result of EUR 304 million and the commission result of EUR 57 million. In addi-tion to the one-off proceeds from the sale of the Consultants Group at the end of June, in the amount of EUR 57 million, there is a surplus for the period of EUR 155 million before tax. Thus the consolidated surplus for the period after taxes and minority interests is EUR 119 million.
The company's success is also reflected in the key earnings figures. After adjustment for the positive one-off effects from the sale of the Consultants Group, the Return on Equity (ROE) before taxes was 18.10 % and the Return on Assets (ROA) before taxes was 0.57 %. The Cost/Income-Ratio was at the very satisfactory level of 56.1 %.
Forecast for the second half of 2007
Hypo Group Alpe Adria will consistently pursue its growth course in its core markets. Thus in addition to the further strengthening of the existing sales networks, market entry into the Ukraine is planned for the leasing group for the second half of the year. The management of Hypo Group Alpe Adria expects positive operational development for the Group for the year as a whole.
Tuzla, 31 July 2007
Contract on Regulating the Mutual Relations between the Ministry of Reconstruction, Development and Return of the Tuzla Canton and the Branch of Tuzla of Hypo Alpe-Adria-Bank (HAAB) d.d.
The Contract on Regulating the Mutual Relations between the Ministry of Reconstruction, Development and Return of the Tuzla Canton and the Branch of Tuzla of Hypo Alpe-Adria-Bank (HAAB) d.d. was yesterday signed on a ceremony by the responsible minister, Sead Mujanović and the Director and the Management Board President of Hypo Alpe-Adria-Bank, Petar Jurčić. In cooperation with the Ministry of Reconstruction, Development and Return of the Tuzla Canton, Hypo Alpe-Adria-Banka d.d. will offer financing at favourable terms to independent entrepreneurs for starting and developing their own business to the maximum amount of KM 30.000. The maximal loan amount for the legal entities will be KM 50.000. The Ministry of Reconstruction, Development and Return made the Guidelines for Interests Regressing. The repayment term will be up to 60 months, including a 12-month grace-period.
The advantage of these loans is that the interest rate for founding small and middle-sized companies is 7,75%, whereby the interest of 100% is regressed by the Ministry for LOT-1, whereas for LOT-2, it is regressed to the amount of 5,75%, whereby the amount of 2% is paid by the loan beneficiary.
At the Contract-signing ceremony, the Director of Hypo Alpe-Adria-Bank d.d., Petar Jurčić, pointed out that the Bank had always had understanding for development of small industry and independent entrepreneurship, what was additionally proved by signing the Contract. "Hypo Alpe-Adria-Bank has always been strongly supporting economic development of small economy, particularly the independent entrepreneurs - craftsmen and legal entities.", as of the Director Jurčić. He expressed his belief that the loan beneficiaries would with the economic support and with their successful work and results secure better living conditions for their families and that they would also give their own contribution to strengthening small economy in Bosnia and Herzegovina. "It is not disputable at all that HAAB will always be willing to provide support and financing to projects of this type and that it will always be open to cooperation, by which it will be continuously supporting development of economy.", said Jurčić. The minister for reconstruction, development and return, Sead Mujanović, informed the attendants about the project details and explained the functioning of the financing system.
Hypo Alpe-Adria-Bank d.d. is a member of Hypo Group Alpe Adria, the mother-company of which was established in 1896 in Klagenfurt, which runs its business at more than 250 locations in twelve countries of the Alps-Adriatic region (Austria, Italy, Germany, Liechtenstein, Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Macedonia, Bulgaria and Hungary) and through its representative offices in London and Brussels.
Hypo Group Alpe Adria in Bosnia and Herzegovina offers to its clients a whole range of services through Hypo Leasing, Vrijednosnice, Invest and Consultants and operates through 80 organizational units throughout Bosnia and Herzegovina.
Vitez, 23 April 2007
Action of Hypo Alpe-Adria-Bank in the new Branch of Hypo Group Alpe Adria in Vitez
All new clients of the Hypo Group Alpe Adria in the Branch of Vitez are going to be issued free-of-charge service packages, including the following banking products: free-of-charge current account opening, no membership fees for VISA ELECTRON card and MAESTRO card in the first year of cards usage, no admission and membership fees for MASTER CARD in the first year of card usage, automatically granted overdraft upon the current account of up to the amount of two monthly salaries, if the client transfers his/her salary to be disbursed through the Branch of Vitez and free-of-charge HypoSMS service for first three months of usage.
"Since the new building of the Vitez Branch has been recently opened, which happens to be the most profitable in entire Hypo Group Alpe Adria system in Bosnia and Herzegovina, we have decided to mark that event by this action and to motivate our clients and further confirm Hypo Group Alpe Adria as the leading and most innovative financial institution in the region." - as of Mijo Ban, Head of the Vitez Branch of Hypo Alpe-Adria-Bank d.d.
Ban furthermore stated that the Bank's involvement in the social life was not restricted to only financial and economic aspects, but was active also in various sponsorships, donations and support provided to all manifestations, clubs and all socially important events, the main goal of which was to improve the quality of life of citizens in the area of the Group's operations.
Hypo Alpe-Adria-Bank d.d. is a member of Hypo Group Alpe Adria, the mother-company of which was established in 1896 in Klagenfurt, which runs its business at more than 250 locations in twelve countries of the Alps-Adriatic region (Austria, Italy, Germany, Liechtenstein, Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Macedonia, Bulgaria and Hungary) and through its representative offices in London and Brussels.
Hypo Group Alpe Adria in Bosnia and Herzegovina offers to its clients a whole range of services through Hypo Leasing, Vrijednosnice, Invest and Consultants and operates through 80 organizational units throughout Bosnia and Herzegovina.
Sarajevo/Mostar
Custody business license to Hypo Alpe-Adria-Bank d.d. Mostar
Hypo Alpe-Adria-Bank d.d. Mostar has been issued by the F BiH Securities Commission the license for custody business performance at the securities market of the Federation of Bosnia and Herzegovina. The introduction of custody business is an important message for the capital market development and increase of the investors' trust in justifiability of investing in the Federation of BiH.
Custody business presupposes keeping the client's securities and caring for all important events, which might have an impact on the client's portfolio (property). The custody service includes mainly securities keeping and registering, income balancing and collecting upon securities ownership and following corporate activities of the client's issuers.
Mirzet Ribić, the Deputy Director of Hypo Alpe-Adria-Bank d.d. stated on this occasion: "Hypo Alpe-Adria-Bank joins with this custody business license the group of the most significant players at the capital market, trying in that manner to satisfy all the needs of its investors through a widely expanded range of services. By providing custody service in both entities of BiH, Hypo Alpe-Adria-Bank secures a professional care for securities and furthermore allows its investors an easier approach to the capital markets at the Stock-exchanges of Sarajevo and Banja Luka and a more quality approach to the market information throughout BiH through a simple procedure and not so much administrative work."
Hypo Alpe-Adria-Bank d.d. is a member of Hypo Group Alpe Adria, the mother-company of which was established in 1896 in Klagenfurt, which runs its business at more than 250 locations in twelve countries of the Alps-Adriatic region (Austria, Italy, Germany, Liechtenstein, Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Macedonia, Bulgaria and Hungary) and through its representative offices in London and Brussels.
Hypo Group Alpe Adria in Bosnia and Herzegovina offers to its clients a whole range of services through Hypo Leasing, Vrijednosnice, Invest and Consultants and operates through 80 organizational units throughout Bosnia and Herzegovina.
Sanski Most, 15/1/2007
New Hypo Group Alpe Adria Bank outlet opened in Sanski Most
A new outlet of Hypo Group Alpe Adria Bank has been officially opened today in Sanski Most, in 4, Prijedorska Street. "The opening of this outlet is an additional step in strengthening the economy of the Hypo Group and the entire Cazin region and the Una-Sana Canton." - as of Mr. Petar Jurčić, the Director of Hypo Alpe-Adria-Bank d.d.
"By a new outlet in the Una-Sana Canton, Hypo Group Alpe Adria integrates its presence in all areas of Bosnia and Herzegovina, with a special emphasis on regional economic, demographic and cultural centres, out of which the Bihać region is one of the leading ones. Our clients in the town and in the entire canton are offered the opportunity of investing in economy and human resources through modern banking technologies, know-how and products, starting by giving an impetus to the most contemporary types of savings to the cards, without which the modern life is completely unconceivable. The clients may make the benefit of innovative loan types, tailored to the needs of citizens. A constant growth and development and maintenance of our position of the most secure financial partner in Alps-Adriatic region belongs to our business philosophy." - added Jurčić.
Hypo Alpe-Adria-Bank d.d. is a member of Hypo Group Alpe Adria, the mother-company of which was established in 1896 in Klagenfurt, which runs its business in twelve countries of the Alps-Adriatic region (Austria, Italy, Germany, Liechtenstein, Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Macedonia, Bulgaria and Hungary) and through its representative offices in London and Brussels.
Hypo Group Alpe Adria in Bosnia and Herzegovina offers to its clients a whole range of services through Hypo Leasing, Vrijednosnice, Invest and Consultants and operates through 80 organizational units throughout Bosnia and Herzegovina.
Mostar, 20/12/2006
Hyponet-Internet Banking for Retail Clients
Youngest generation of banking on-line service
The Hypo Group Alpe Adria in Bosnia and Herzegovina has today officially launched the youngest generation of the banking on-line service - "Hyponet-Internet banking for Retail Clients", purposed for natural persons, both BiH residents and foreign citizens, who have a current account opened with Hypo Alpe-Adria-Bank.
The aim of this new banking service is to net the Bank and its clients into a 24-hour e-zone, in which the client will have an opportunity from any location in the country or abroad with Internet access, at any point of time to check his/her account balance and transactions executed at his/her recorded accounts, as well as to check the extracts and payment orders, to pay all types of invoices in domestic payment system, purchase and sell the foreign currency etc. Furthermore, the services shall also save the precious time of clients, shorten the queues at the bank's counter-desks, and its functionality enables lower prices of banking services.
"Internet Banking service for natural persons is one more product, by means of which we improve the quality, effectiveness and economy of the communication between the bank and the client, and by means of that in addition to the Hyponet banking for legal entities that has been functioning for several years already we have rounded the product range of Internet banking for our clients", as it has been pointed out by Mr. Kurt Makula, the President of the Steering Committee of the Hypo Group Alpe Adria BiH.
Hyponet service requires the computer and Internet connection (technical details at the web site of Hypo Group: www.hypo-alpe-adria.ba), and the SSL protocol has assured the transfer of data between the bank and the user, which means that all the data have been protected with the most modern 128-bit encryption that protects the electronic message from any kind of interception on the way towards the bank's server and vice versa. The identification of the client has been enabled via token (a device which generates the one time password) and SmartCard (identification by digital certificate).
Hypo Alpe-Adria-Bank d.d. Mostar is the member of Austrian Hypo Group Alpe Adria, whose parent bank was founded in 1896 in Klagenfurt and it operates at more than 250 locations in twelve countries (Austria, Italy, Slovenia, Croatia, Bosnia and Herzegovina, Serbia, Montenegro, Liechtenstein, Germany, Hungary, Bulgaria and Macedonia) and through their representative offices in London and Brussels.
Donations of Hypo Group Alpe Adria Bank on occasion of International Savings Day
The representatives of Hypo Alpe-Adria-Bank d.d. donated on occasion of the International Savings Day, 31 October, valuable equipment and gifts to the wards of many institutions and associations. They also visited and presented with gifts the children in kindergartens in all towns in which the Bank operates.
As in previous years, Hypo Alpe-Adria-Bank presented all babies born at this very date with a savings-book with a KM 100 deposit.
Donations were given to the following associations and institutions: the kindergarten "Pčelica" in iroki Brijeg, the association "Marija naa nada" in iroki Brijeg, the Pensioners Association of Mostar, the performance for children "Ivica i Marica" in Mostar, the library "Mijo Poljak" in Sarajevo, the association "Koraci nade" in Tuzla, SOS Children's Village "Mihatovici", the Daily Centre "Duga", the Institute "Bakovic", the primary school "Vitovlje", the primary school "Bila" in Vitez and the organization "Duga" in Kulen Vakuf.
The Director of Hypo Alpe-Adria-Bank d.d., Petar Jurčić, stated: "We have always aspired to picture the banking business not as exclusively business interest, but as business of people with people. It is a wish of Hypo Alpe-Adria-Bank to prove by these gifts its commitment to the positive environment and support to general social interests and values."
Mostar/Sarajevo, 04. 09. 2006.
Hypo Group Alpe Adria - Information
Beginning from today, 4 September 2006, all companies of the Hypo Group in all eleven countries are going to act under the new corporate umbrella name - "Hypo Group Alpe Adria".
Out of a small county bank, the Hypo Group has grown into a highly credible European international financial group, employing more than 5,000 persons and servicing 750,000 clients at 250 locations in eleven countries of the Alps-Adriatic region. It was exactly this enormous growth of the Group and its powerful development in the Alps-Adriatic region in the previous years, which brought to a decisive decision on a new visual identity, which is to present the overall dynamics and international dimension of the Group, as well as it hugeness and feeling for regional unity and a powerful and impressive professional external appearance under a common name and a common sign.
Considering the flexibility, by which the Group presented its products and services and tailored them to the local markets needs in as many as eleven European countries and considering the pace, by which it has been simultaneously growing and developing itself, the importance and the influence of the Group has over time outgrown the static use of the old square-shaped blue-white logo.
Besides the umbrella logo, the designers of the Group's new visual identity have also envisaged the special characteristics of names of individual Group-members to be emphasized. The bank in Bosnia and Herzegovina has in this manner strongly strengthened its regional identity within the Alps-Adriatic region. The joint Hypo Group is active at the international financial market in a unique manner and the clients may identify themselves with well-known financial products, specifically designed banking services and Euro-regional business colours, which are remarkable as a part of a powerful financial system, well-known and considered domestic by us through Hypo Bank, Hypo Leasing, Hypo Vrjednosnice, Hypo Invest and Hypo Consultants, active in Bosnia and Herzegovina.
"The dynamic, active and progressive Hypo Group has opened new development possibilities to all those, who incorporate its power. Our bank is a functional member of the team and its name stands as a guarantee of building the European future to our clients in Bosnia and Herzegovina. The guarantee is visible in the sign, which pays respect to the specific characteristics of the Alps and the Adriatic. In its upper part, the sign unites the silver-grey Alps peaks with the blue depths of the Adriatic sea in its bottom part. A good logo is life and essence of each successful company." - said on behalf of the Hypo Group in BiH, Kurt Makula, the President of the Steering Committee of Hypo Alpe-Adria-Bank.
This is the new logo:
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Mostar, 08.04.2004.
"Dani s Maticom Hrvatskom" ("Days with the Central Croatian Cultural and Publishing Society")
A press conference was held today in the headquarters of Hypo Alpe-Adria-Bank d.d.. on which occasion the catalogue and programme of the cultural manifestation "Dani s Maticom Hrvatskom" ("Days with the Central Croatian Cultural and Publishing Society") were presented. The conference was attended by Mr. Josip Muselimović, President of Matica Hrvatska Mostar, Mr. Miljenko Puljić, producer of the manifestation, Mr. Jago Musa, minister of culture of Herzegovina-Neretva Canton, Mr. Ivica arić, Minister of Culture of the Sarajevo Canton, Ms. Ljerka Ostojić, Mr. Zoran Rebac and Mr. Veselko Čerkez, members of the Management Board of Matica Hrvatska Mostar and the representatives of the general sponsor, Hypo Alpe-Adria-Bank d.d.., Mr. Petar Jurčić, Director, Mr. Urban Golob, Executive Director and Ms. Julijana Jurković, Head of Marketing Department.
The Director of Hypo Alpe-Adria-Bank d.d.., Mr. Petar Jurčić said on behalf of the general sponsor: "This is one of many projects, by means of which we strive to present ourselves not only as a pure commercial institution, but as the institution, which takes care of all needs of people and this is also an excellent opportunity to establish a closer, more personal contact with our clients, in order to expose to the public the human side of the banking business, which is far too often regarded as too institutionalized and even cold."
It belongs to the strategy and goal of our Bank to strengthen its position at the overall market of BiH and to present itself in the whole region as the most reliable financial partner, supporter and accelerator of economic growth in all countries in which it operates, what clearly shows that the banking business is not only about the money matters but first of all about relations between and towards humans within the region, in which we operate.> - added Mr. Jurčić.
This is the third year already that Hypo Alpe-Adria-Bank sponsors the cultural manifestation "Dani s Maticom Hrvatskom Mostar".
Mostar, 12.01.2004.
HYPO ALPE-ADRIA-BANK d.d. granted a savings-book to Pediatrics Department of the Clinical Hospital of Mostar
On Tuesday, 30 December 2003, Hypo Alpe-Adria-Bank d.d. donated a savings-book with the deposited amount of KM 5 610 to the Pediatrics Department of the Clinical Hospital of Mostar. The goal of this donation is advancement of working conditions of the staff of this Department and improvement of the quality of medical and recovery treatments of the youngest patients.
Mr. Petar Jurčić, director of Hypo Alpe-Adria-Bank d.d. says: "This donation is intended primarily to improvement of medical and recovery treatments of our youngest fellow-townsmen. We are highly aware of unfavourable situation in our health care system and generally in the society and we believe gestures like this one may if only slightly improve our fellow-townsmen's living conditions and arise their hope. That is why I would like to make the use of this opportunity to appeal to everyone else not to forget the youngest and the needy in this holiday season. We as a bank always strive to help the society and the environment in which we operate, wanting to show that the banking business puts people, our fellow-townsmen at the first place.
Sarajevo, 10 November 2003.
Cantonal Privatisation Agency and Austrian company Alpha Baumanagement
signed the Contract on Sale and Purchase of the Sarajevo hotel Holiday Inn
The official ceremony of signing the Contract on Sale and Purchase by the Cantonal Privatisation Agency and the company Alpha Baumanagement from Villach, Austria was held on Monday, 10 November 2003, with the beginning at 2 p.m., in Sarajevo. The signing of this Contract marked officialy the result of the tender on sale of the Holiday Inn hotel. The aforementioned Austrian company was the only bidder and consequently the winner of the tender. The company Alpha Baumanagement is in this project supported by Hypo-Alpe-Adria Holding, which is represented in Bosnia and Herzegovina by Hypo-Alpe-Adria-Consultants Sarajevo.
The Holiday Inn hotel was sold for KM 44.5 mil.
The company Alpha Baumanagement represented after the signing ceremony its project ''Hotel Grand Media'' Ljubljana. The most modern world standards from the catering field are being applied in the construction of this hotel. The similar standards should be applied for the future project of Holiday Inn hotel. Alpha Baumanagement plans to enlarge the existing accommodation and catering capacities for additional 35 000 m2. The project of capacities enlargement and improvement envisages also the construction of 22-floor tower, including two presidential floors, business suite, de luxe suites, wellness and fitness centre (swimming-pools, saunas etc.) with Western standards applied, gastronomic market zone and a large above-ground garage with the capacity of 700 vehicles. The centre will be named Grand Media Hotel & Convention Centre Sarajevo.
In addition to the amount of KM 44,5 mil. paid for purchasing the Holiday Inn hotel, the company plans to invest another KM 77,5 mil. for the hotel advancement and deployment of 800 - 1000 new employees, what will certainly represent and injection not only for the economy of the city of Sarajevo but for Bosnia and Herzegovina in general.
"Hypo Alpe-Adria Group has already been pronounced the largest investor in BiH, but nevertheless it is still eager to invest in the region. Large amounts of money will certainly be put into tourism. It is worth mentioning that Hypo Alpe-Adria Group has been engaged in the projects, which connect the countries of the Alpe-Adria region and brings them closer to modern Western standards, what is the final goal of the state of BiH." - said the director of Hypo Alpe-Adria-Consultants, Mr. Alexandra Petritz.
Klagenfurt, October 24, 2003
HYPO ALPE-ADRIA-BANK AG issues 10-year 750 million Euro Benchmark Bond
On October 29, 2003, HYPO ALPE-ADRIA-BANK AG launches a Benchmark Bond with a volume of EUR 750 million on the international capital market. Investors are primarily banks, asset managers, insurance companies and central banks in Germany, Austria, Switzerland, the Benelux countries, France, Scandinavia, Ireland, Spain and Greece.
"Due to our Roadshows at the most important financial centres in Europe, we have received orders totalling EUR 1.2 billion. This significantly exceeded our expectations and enabled us to finalize an ultimate issue volume of EUR 750 million", says Wolfgang Kulterer, Chairman of the Executive Board. Lead managers for the transactions are JP Morgan and BNP Paribas.
The Benchmark Bond bears a fixed interest rate of 4.625 percent over a term of ten years. In addition, the fixed interest rate attracted new circles of investors. According to Wolfgang Kulterer, "following the increase of the EUR 650 million floating rate benchmark issue to EUR 1 billion in April 2003, this issue is yet another highlight of this year. The bond's success is on the one hand based on the excellent performance of our company, and on the other hand a result of the additional AA rating awarded by Standing and Poor's."
HYPO ALPE-ADRIA-BANK AG is an international financial group (Standard & Poor's Rating AA and Moody's Rating Aa2) with around 200 locations in Austria, Italy, Slovenia, Croatia, Bosnia-Herzegovina, Serbia-Montenegro and Liechtenstein. Throughout this Alps-Adriatic network of the Hypo Group, some 3,200 employees serve the needs of around 500,000 customers.
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Hypo Alpe-Adria-Bank d.d. has continued with expanding its business network by opening its new outlet in Velika Kladuša that is within the Branch of Bihać.
The main prizes of the prize game "It is so easy to win everything" organized by Hypo Alpe-Adria-Bank d.d., Hypo Alpe-Adria-Leasing d.o.o. and Ledo Čitluk were presented today in Mostar in front of the Cultural Centre "Herceg Stjepan Kosača".
